Does Having Adult ADHD Affect Life Insurance Rates?

Does Having Adult ADHD Affect Life Insurance Rates?

Persons with Attention Deficit Hyperactivity Disorder (ADHD) tend to be fidgety, inattentive, easily distracted and have problems with organization—none of which will necessarily affect life insurance rates. It’s the problems often associated with more severe cases—those who have problems with alcoholism, substance abuse and addiction, depression and extreme risk taking, for instance—that will see rates to soar, or find that they are uninsurable altogether, insurance experts say.

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Life Insurance With Anxiety or Depression – What You Need to Know

Life Insurance With Anxiety or Depression – What You Need to Know

We’ve all had times in our lives when we didn’t feel at the top of our game. Maybe it was due to a job loss or the death of a family member; there are numerous reasons for feeling down.

However, according to the National Institutes of Mental Health, for 26.2 percent of Americans age 18 and older this feeling of hopelessness is due to a diagnosable mental disorder. That is approximately 14.8 million adults suffering from a major depressive disorder and about 40 million adults suffering from anxiety.

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