Does Having Adult ADHD Affect Life Insurance Rates?

Does Having Adult ADHD Affect Life Insurance Rates?

Persons with Attention Deficit Hyperactivity Disorder (ADHD) tend to be fidgety, inattentive, easily distracted and have problems with organization—none of which will necessarily affect life insurance rates. It’s the problems often associated with more severe cases—those who have problems with alcoholism, substance abuse and addiction, depression and extreme risk taking, for instance—that will see rates to soar, or find that they are uninsurable altogether, insurance experts say.

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Life Insurance With Anxiety or Depression – What You Need to Know

Life Insurance With Anxiety or Depression – What You Need to Know

We’ve all had times in our lives when we didn’t feel at the top of our game. Maybe it was due to a job loss or the death of a family member; there are numerous reasons for feeling down.

However, according to the National Institutes of Mental Health, for 26.2 percent of Americans age 18 and older this feeling of hopelessness is due to a diagnosable mental disorder. That is approximately 14.8 million adults suffering from a major depressive disorder and about 40 million adults suffering from anxiety.

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How to Obtain Life Insurance When You Have Heart Disease

How to Obtain Life Insurance When You Have Heart Disease

A history of heart disease won’t necessarily flatline your chances of obtaining life insurance at reasonable rates, insurance experts say, provided you have the condition under control and you’re following doctor’s orders.

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Can Depression Increase the Cost of Life Insurance?

Can Depression Increase the Cost of Life Insurance?

For almost a decade scientists have speculated about the existence of gene that may predispose a person to depression. Now, new research from the University of Michigan may confirm that the gene is linked to the disease.

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What Kind of Insurance Do I Need If I Have Asthma?

What Kind of Insurance Do I Need If I Have Asthma?

Researchers used data from multiple health studies, including the National Health Interview Survey, to determine the state of asthma across the nation. Out of the 24.6 million people afflicted with asthma, the disease was found in higher concentrations among women, children, African-Americans.

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Cigarette advertisements boost rate of teen smoking

Cigarette advertisements boost rate of teen smoking

While it is generally known that teenagers are susceptible to the power of suggestion, a new German study has found that exposure to cigarette advertisements significantly increases the chances that a teenager will pick up the habit.

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Can I get insurance if I have lung cancer?

Can I get insurance if I have lung cancer?

Lung disease encompasses a wide range of afflictions—from the very treatable pneumonia to the controllable but not curable emphysema to lung cancer, whose victims have a five-year survival rate of just 6 to 15 percent.

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What Health Risks Increase Life Insurance Costs for Dads?

What Health Risks Increase Life Insurance Costs for Dads?

On the third Sunday in June, men everywhere receive odd gifts—from strangely patterned neckties, and shirts that don’t fit, to handmade drawings and socket wrenches. Welcome to Father’s Day.

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Difference Between Individual and Group Life Insurance

Difference Between Individual and Group Life Insurance

Something can be said for following the crowd, at least when it comes to group life insurance. But if you’re young and healthy, you may find that the cost of an individual life insurance plan can be far less than a group plan.

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