A spouse’s premature death can have a long-term financial impact on you. Even five to seven years after a spouse’s death, more than one-third (36 percent) of individuals surveyed say they remain financially vulnerable.Read More
Many unexpected life events can render consumers incapable of earning the income needed in order to provide for their family.
Purchasing life insurance coverage can protect against the financial consequences of a death, while disability insurance may help your income endure short- or long-term injuries. A recent report by research organization LIMRA indicated that many consumers are not taking precautions against the latter.Read More
People who are interested in protecting their family with a life insurance policy have a variety of things to remember when exploring their coverage options. For example, it’s crucial to determine whether a whole or term life insurance policy is in a family’s better interests.Read More
It seems to be a common theme of ordinary whole life coverage that each benefit helps supply another one.
The entirety of a contract provides lifelong protection. Due to the length of time you are covered, the regular premium payments can be spread out so that you can pay them at a lower cost. These level premium payments then allow for the policy to accumulate a reserve of cash that can be used at a later time to take out a loan on a house or pay for college tuition.Read More
Younger and healthier Americans who are wondering if they should invest in a life insurance policy may want to consider the various threats to their well-being that can strike at almost any time.
One such example is violent crime. Fortunately, the FBI’s annual report on crime trends, which was released this week, cited a significant drop across many different crime categories.Read More
Each year, millions of Americans enjoy the summer sunshine by participating in outdoor activities, going to the beach and replacing sweaters and slacks with shorts and tank tops. Most Americans take care of their skin by slathering on sunscreen, but they may not know that some sunscreens don’t provide the maximum protection needed to ward off damaging sun rays.Read More
As an employee, you might feel that employer-provided group life insurance covers all your family’s death benefit needs. It’s tempting to rely solely on group coverage because you may feel there’s no need to spend the money on extra coverage.
This type of thinking can be dangerous beyond the old phrase of “it’s never a good idea to put all your eggs in one basket.”Read More
How you can improve your memoryRead More
Combating senior fraud and how the states are coming to grips with their own problems.Read More
A life insurance policy can take care of those you leave behind – if they have access to it.Read More