Retirement Challenges Millennials Can Avoid

Retirement Challenges Millennials Can Avoid

The good news is that millennials understand the necessity of life insurance and retirement options but did not know how to calculate the coverage amounts needed.

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The Most Important Things To Know Before Buying Life Insurance

The Most Important Things To Know Before Buying Life Insurance

A recent study revealed that more than 80% of consumers said they’d use the internet to purchase life insurance, but they also say that doesn’t mean they wish to avoid direct, personal interaction when it comes to answering questions and addressing other concerns. Most respondents to the LIMRA study said that while they will use the internet as a starting point to research materials and then begin to think about their options, they also want…

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What Do I Need to Know About Life Insurance Inside a Qualified Plan?

What Do I Need to Know About Life Insurance Inside a Qualified Plan?

Qualified retirement plans are designed to encourage employees to save money now, so that they will have enough to sustain themselves when they are no longer working. A plan like this meets all the requirements of the Internal Revenue Code, which means it is eligible for certain tax benefits. In simpler terms, a qualified plan is a tax-favored accumulation vehicle like permanent (cash value) life insurance.

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How Much Do I Need to Save for Retirement?

How Much Do I Need to Save for Retirement?

Once upon a time, the majority of middle-income Americans who reached retirement age looked forward to maintaining their lifestyles with a combination of Social Security, company pensions, and their own hard-earned savings. Above all, most of those retirees were concerned about leaving an inheritance to the next generation.

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How Social Security Affects Life Insurance Benefits

How Social Security Affects Life Insurance Benefits

But with the demise of many 401K savings and pension plans and the rise of health care costs due to the recent recession, many Americans are finding it tough to retire with the means to live stress-free on Social Security benefits alone.

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Why You Should Purchase Life Insurance When You Are Young

Why You Should Purchase Life Insurance When You Are Young

Though it may be difficult to talk about, your life may just have some impact on others when you die. Rarely, our we left totally alone. You may want those that your care about not have to worry about the funeral expense or possibly other debt.

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Key Life Events to Review Life Insurance Needs

Key Life Events to Review Life Insurance Needs

Throughout our lives, we are faced with numerous life-changing decisions that call us to question our current life insurance situation.

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