A history of heart disease won’t necessarily flatline your chances of obtaining life insurance at reasonable rates, insurance experts say, provided you have the condition under control and you’re following doctor’s orders.Read More
No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.Read More
Millions of people around the country put themselves at higher risk for contracting skin cancer each year by frequently using tanning beds. While a cancer diagnosis can be a frightening ordeal in its own right, even those who survive can find themselves facing high medical costs and elevated life insurance premiums.Read More
Researchers have found that the risk of motorcycle-related injuries and fatalities increase along with the age of the motorcyclist.Read More
Applicants who are older, have health problems, smoke, or have a hazardous hobby or job will probably pay more.Read More
People who eat right and exercise regularly still have no guarantee that they will enjoy the long life expectancy that is often associated with such activities. After all, there are many other variables to consider, including environmental ones.Read More
Each year, millions of Americans enjoy the summer sunshine by participating in outdoor activities, going to the beach and replacing sweaters and slacks with shorts and tank tops. Most Americans take care of their skin by slathering on sunscreen, but they may not know that some sunscreens don’t provide the maximum protection needed to ward off damaging sun rays.Read More
For people from all walks of life, life insurance serves as a valuable safeguard against unexpected tragedies that can leave loved ones financially struggling for years.
For example, even the healthiest individuals aren’t immune to the risk of choking. In fact, a survey released earlier this year found that about 28 percent of the public has actually witnessed an individual choking.Read More
As more and more Baby Boomers hit retirement age, the fallout from the recent economic downturn could force them to adopt more creative solutions to retirement security, including annuities, according to the New York Daily News.
Annuities are a financial instrument, typically sold by life insurance companies, that provides a guaranteed income based on the amount of money that is invested in it, the Daily News reports, adding that the investment can be made either in installments or in a lump sum.Read More
Researchers are continuing to report significant progress in their efforts to reduce the nation’s rate of stroke deaths, but they still have a long way to go.
According to the American Heart Association, more than 137,000 people died of stroke in 2006. There are also said to be about 6.4 million Americans who have survived a stroke.
While stroke is still the nation’s third-leading killer, the AHA also noted that the death rate from strokes fell 33.5 percent between 1995 and 2005, while the number of actual stroke deaths fell by 18.4 percent.Read More