How to Prevent a Candle-Related Fire

How to Prevent a Candle-Related Fire

The risk of an unexpected tragedy is often cited as one of the main reasons for people to protect loved ones with a life insurance policy. However, individuals can also reduce their chance of becoming another statistic with some common sense.

In fact, the American Candle Association notes on its website that about 85 percent of candle-related fires can be prevented with some basic safety steps.

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Preparation Against Lightning Storms

Preparation Against Lightning Storms

The Institute for Business and Home Safety is reminding people of the dangers of thunderstorms when it comes to property damage and even fatalities. According to the safety and risk management organization, an average of 80 people are killed each year in the U.S. by lightning, while another 300 are injured.

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How Does Secondhand Smoke Exposure Affect My Insurance?

How Does Secondhand Smoke Exposure Affect My Insurance?

As a culture, Americans have been taught that there is one way to avoid the detrimental health effects of cigarette smoking: don’t smoke. However, a new study has found that more children are being exposed to tobacco smoke even if they aren’t lighting up themselves.

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Cooking Safety for Outdoor Grilling

Cooking Safety for Outdoor Grilling

The United States Fire Administration released a report consisting of the safest ways to cook on a barbecue and charcoal grill.

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Firework Injuries on the Rise

Firework Injuries on the Rise

Last year, over 11,000 people were hurt handling fireworks. Learn how to protect yourself from firework burns this Fourth of July.

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Insurance for dangerous jobs: loggers

Insurance for dangerous jobs: loggers

While most workers in the U.S. do not generally consider their lives to be at risk from day to day, loggers and others who have statistically hazardous jobs are less lucky, experts say.

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Risky hobbies lead to higher life insurance premiums

Risky hobbies lead to higher life insurance premiums

People who invest in life insurance policies will often find that their premiums will be higher if they enjoy certain risky activities – like skydiving or auto racing, for example.

This is because insurance companies want to minimize their own financial exposure in regard to customers who, in the long run, may be far more likely than others to end up having their term life policies cashed in.

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How are life insurance rates affected by lifestyle?

How are life insurance rates affected by lifestyle?

Participating in extreme sports or having a dangerous hobby may satisfy a thrill-seeker’s need for a good rush. But, it will dramatically decrease their chance of getting an affordable life insurance rate. It is expected that they will pay two to three times more in life insurance than someone who lives a less dangerous life.

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How often do burning candles cause fatal fires?

How often do burning candles cause fatal fires?

Although candles are a big part of holiday decorations and traditions, they also create an increased risk of house fires if they are not properly monitored.The San Diego Fire-Rescue Department is urging people to be careful so December festivities do not turn into disaster.

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Why are men more accident prone during summer?

Why are men more accident prone during summer?

Data from the Centers for Disease Control and Prevention should serve as a reminder to consumers, especially men, of the importance of investing in a life insurance policy.

According to the CDC website, men are statistically at an increased risk for serious injuries and health problems during the summer months. This is due to things ranging from motor vehicle traffic to poisonings to drowning.

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