Participating in extreme sports or having a dangerous hobby may satisfy a thrill-seeker’s need for a good rush. But, it will dramatically decrease their chance of getting an affordable life insurance rate. It is expected that they will pay two to three times more in life insurance than someone who lives a less dangerous life.Read More
The risk of an unexpected tragedy is often cited as one of the main reasons for people to protect loved ones with a life insurance policy. However, individuals can also reduce their chance of becoming another statistic with some common sense.
In fact, the American Candle Association notes on its website that about 85 percent of candle-related fires can be prevented with some basic safety steps.Read More
The Institute for Business and Home Safety is reminding people of the dangers of thunderstorms when it comes to property damage and even fatalities. According to the safety and risk management organization, an average of 80 people are killed each year in the U.S. by lightning, while another 300 are injured.Read More
As a culture, Americans have been taught that there is one way to avoid the detrimental health effects of cigarette smoking: don’t smoke. However, a new study has found that more children are being exposed to tobacco smoke even if they aren’t lighting up themselves.Read More
The United States Fire Administration released a report consisting of the safest ways to cook on a barbecue and charcoal grill.Read More
Last year, over 11,000 people were hurt handling fireworks. Learn how to protect yourself from firework burns this Fourth of July.Read More
While most workers in the U.S. do not generally consider their lives to be at risk from day to day, loggers and others who have statistically hazardous jobs are less lucky, experts say.Read More
People who invest in life insurance policies will often find that their premiums will be higher if they enjoy certain risky activities – like skydiving or auto racing, for example.
This is because insurance companies want to minimize their own financial exposure in regard to customers who, in the long run, may be far more likely than others to end up having their term life policies cashed in.Read More
Experts say that playgrounds are crucially important to the physical development of America’s youth, and provide a safe space on which they can exercise their growing bodies.Read More
The American Cancer Society offers tips on how to avoid deadly skin cancer, which could also lower one’s life insurance premium..
Thousands of people are diagnosed with skin cancer ever year, but many of these cases can be avoided. The American Cancer Society says more than 1 million cases of non-melanoma skin cancer are caused by sun exposure, adding that over 8,000 people died from the disease in 2007.Read More