How to Prevent a Candle-Related Fire

How to Prevent a Candle-Related Fire

The risk of an unexpected tragedy is often cited as one of the main reasons for people to protect loved ones with a life insurance policy. However, individuals can also reduce their chance of becoming another statistic with some common sense.

In fact, the American Candle Association notes on its website that about 85 percent of candle-related fires can be prevented with some basic safety steps.

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Risky hobbies lead to higher life insurance premiums

Risky hobbies lead to higher life insurance premiums

People who invest in life insurance policies will often find that their premiums will be higher if they enjoy certain risky activities – like skydiving or auto racing, for example.

This is because insurance companies want to minimize their own financial exposure in regard to customers who, in the long run, may be far more likely than others to end up having their term life policies cashed in.

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Excessive Sun Exposure and Skin Cancer

Excessive Sun Exposure and Skin Cancer

The American Cancer Society offers tips on how to avoid deadly skin cancer, which could also lower one’s life insurance premium..

Thousands of people are diagnosed with skin cancer ever year, but many of these cases can be avoided. The American Cancer Society says more than 1 million cases of non-melanoma skin cancer are caused by sun exposure, adding that over 8,000 people died from the disease in 2007.

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