What Are Life Insurance Survivor Options

What Are Life Insurance Survivor Options

On fewer and fewer new policies and almost all older ones, the insurer offers a variety of survivor options when the insured passes away. The decision of which option to take can be complicated. Keep in mind that the rate of return on the various options (expect the lump-sum) is fairly low so you may not be maximizing the rate of return.

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How to Transfer Life Insurance Ownership

How to Transfer Life Insurance Ownership

As with most items of real or personal property, the owner may transfer the life insurance contract by sale, absolute assignment or gift.

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