You Need Specialty Life Insurance to Cover Yourself if You Work a Risky Job

You Need Specialty Life Insurance to Cover Yourself if You Work a Risky Job

If danger is part of your job, then you might want to buy insurance to decrease how risky your life is. We’re not talking about signing up for a basic insurance policy work provides, then skipping along to your hazardous occupation. We’re talking about contacting a high-risk specialist, and buying some individual life insurance and disability insurance to protect your family if you die before winning employee of the month.

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How Much Do I Need to Save for Retirement?

How Much Do I Need to Save for Retirement?

Once upon a time, the majority of middle-income Americans who reached retirement age looked forward to maintaining their lifestyles with a combination of Social Security, company pensions, and their own hard-earned savings. Above all, most of those retirees were concerned about leaving an inheritance to the next generation.

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Shift From Death Benefits Towards Living Benefits

Shift From Death Benefits Towards Living Benefits

Due to industry trends and an aging population, the life insurance industry has changed its way of selling and marketing insurance to consumers whose needs have changed.

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How to create a savings plan to provide for family

How to create a savings plan to provide for family

The baby boom generation has watched the recession cripple their retirement savings and financial assets, forcing them out of retirement and into low-paying jobs. Many Americans are now scrambling to create a savings plan that will allow them to provide for their families when they are gone.

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