How to Interpret Life Insurance Table Ratings

How to Interpret Life Insurance Table Ratings

Everyone who applies for life insurance is assessed for coverage. Insurance companies provide coverage and premium rates in accordance with an applicant’s risk level. This means that insurance companies will typically place applicants in categories relative to their risk, which involves their health and lifestyle choices. For example, smoking is considered a health risk and will have an impact on which category an applicant will be assigned. Sometimes a person, due to health issues or…

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How to Lower Your Insurance Premiums If You Have Diabetes

How to Lower Your Insurance Premiums If You Have Diabetes

Diabetes is a highly treatable, but potentially deadly, disease if left untreated or undiagnosed. According to the American Diabetes Association, both the death rate from heart disease and risk for stroke are two to four times higher for people with diabetes. It is the leading cause of kidney failure and new cases of blindness and is the reason for more than 60 percent of lower limb amputations.

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