Who Benefits the Most From Life Insurance?
The decision of whether or not to purchase a life insurance policy should be weighed as heavily as other long-term financial investments, because the decision will affect those you leave behind.
Read MoreThe decision of whether or not to purchase a life insurance policy should be weighed as heavily as other long-term financial investments, because the decision will affect those you leave behind.
Read MoreThe transfer of property after a policyholder’s death can be a complicated process
Read MoreThere are three types of life insurance carries, which are commercial life insurance, private life insurance providers and government agencies.
Read MoreLife insurance proceeds can be allocated to your family two different ways: lump-sum needs at death or ongoing income needs.
Read MoreImagine if you or another income-earning family members die with one or multiple unpaid debts. Many personal debt agreements specify that a remaining balance becomes due upon death.
Read MoreMany younger adults may question whether life insurance is a necessity at their age, especially if they are paying down student loans and trying to build savings for their financial future. What many may not realize is that life insurance is an important component of their future and that of their families.
Read MoreAmericans know the basic purpose of a last will and testament, but what about the fine print? It is important to know what a will can transfer to beneficiaries and additional instructions it can legally dictate.
Read MoreThe baby boom generation has watched the recession cripple their retirement savings and financial assets, forcing them out of retirement and into low-paying jobs. Many Americans are now scrambling to create a savings plan that will allow them to provide for their families when they are gone.
Read MoreLife insurance plans offered through an employer may not offer sufficient benefits to an employee’s survivors. Company-sponsored insurance plans are advantageous to young, single employees, but those with families should examine their policy to ensure it will cover their survivors’ needs.
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