The battle against breast cancer touches nearly every family in the United States. After decades of research, improvements in detection and more aggressive treatments, considerable progress is being made against this dreaded disease.Read More
Edward Graves, author of “McGill’s Life Insurance” recommends using your life insurance policy as an immediate source of cash to help replace damaged property and address unplanned emergencies.
While some families might have the funds necessary to cover everything, the immediate cash from a life insurance policy can be a lifesaver for others.Read More
Donating to a charity can be a rewarding personal experience. Whether you choose to do this during life or by naming an organization as a beneficiary, it’s a win-win situation.
By either giving the policy to an organization or naming the organization as a beneficiary, you’ll ensure your favorite charity will receive the funds they need to help others. If you like to think outside the box, the death benefit proceeds given to your family can provide the financial flexibility to make donations to the charity of their choice.Read More
Thanks to myriad treatment options and earlier detection techniques, the diagnosis of “cancer” is not necessarily an eminent death sentence. Nor does a treatable cancer diagnosis preclude an individual from obtaining life insurance.Read More
The term “trust fund” might elicit an image of a spoiled rich kid living off their parent’s money.
In reality, many parents use the proceeds from a life insurance policy to set up trust funds that provide financial payments to their children and limit their ability to spend all of the money at once.Read More
Obesity among America’s youth is a growing epidemic with long-term ramifications for both the health and financial futures of those affected.
An estimated 17 percent of children and adolescents ages 2 to 19 are considered obese, according to the 2007-2008 National Health and Nutrition Examination Survey compiled by the Centers for Disease Control and Prevention, the last year for which statistics are available. That is about triple the rate from just one generation ago.Read More
If you’re a person who values confidentiality, life insurance can be a good way to pass along funds away from outside scrutiny or even other beneficiaries.
Life insurance can be easily modified so it isn’t considered a part of a policyholder’s estate, according to Edward E. Graves, author of “McGill’s Life Insurance.” This makes it immune from public disclosure. In other words, any information about the policy owner, their beneficiaries, or the amount of death benefit in the policy cannot be made public.Read More
Not only can cash from a life insurance policy help settle present financial matters, it can also ensure that your family’s dependents are taken care of down the road. Children are the most in need of financial support that can stretch from a few years to a lifetime. Additionally, you or your spouse may need funds during the grieving process before returning to employment.Read More
Lung disease encompasses a wide range of afflictions—from the very treatable pneumonia to the controllable but not curable emphysema to lung cancer, whose victims have a five-year survival rate of just 6 to 15 percent.Read More
If you have a sleep disorder, the best way to get insurance at an affordable rate is to get treated.Read More