What Would Designate You a Tobacco User by Life Insurance Companies?

What Would Designate You a Tobacco User by Life Insurance Companies?

In any event or situation, the usage of tobacco will increase your premium; the only question is by how much. Every life insurance company treats the different forms of tobacco – cigarettes, cigars, and chewing tobacco – in their own fashion, which is why companies will ask you very specific questions during the application process.

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