What Is An Attending Physician Statement

What Is An Attending Physician Statement

When a medical exam and questions is part of the life insurance application this is a standard way to obtain information from a doctor or medical facility.

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What Agency Tracks, Detects Life Insurance Fraud?

What Agency Tracks, Detects Life Insurance Fraud?

Established in 1902, the MIB serves as a valuable asset to both the life insurance industry and the insurance-buying public. It keeps premiums costs low by helping to detect insurance fraud, which costs the industry millions of dollars every year. If you’ve ever applied for life, health, or disability insurance, chances are you’re in the MIB database.

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What Is Underwriting for Life Insurance?

What Is Underwriting for Life Insurance?

Once you have examined various life insurance policies and insurance companies, you are ready to start applying for a policy. At this point, you should have selected a company or companies to which you are going to apply to and a life insurance adviser. Your adviser will help guide you through pre-writing, underwriting and will also help you maintain your policy.

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Responsibilities of an Insurance Company

Responsibilities of an Insurance Company

In the business of life insurance, companies owe their clients a great deal of responsibility as purchasing a policy is much like offering a promise.

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Do Seniors Really Need Life Insurance?

Do Seniors Really Need Life Insurance?

If you are over 65 years old, you can find a policy that will be designed to pay funeral expenses.

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How DUI, DWI Affect Life Insurance

How DUI, DWI Affect Life Insurance

During the underwriting process, insurance companies will examine a series of factors to determine an applicant’s premium, including driving history.

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What is financial underwriting?

What is financial underwriting?

Essentially, financial underwriting is when an applicant has to justify to the life insurance company why they are applying for that amount of coverage. It often goes overlooked but it a critical consideration, especially for larger cases and some business situations.

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