What Does An Insurance Impaired-Risk Specialist Do

What Does An Insurance Impaired-Risk Specialist Do

It’s never been easy being a stuntman, and aside from the inherent risk of serious injury or even death in their daily work, it’s also a monumental task to buy insurance if you lead an edgy existence. That’s where an insurance impaired-risk specialist, or a broker who finds the best life insurance plans for applicants with a serious medical condition or occupational hazard, comes into the picture. In the case of those who favor a…

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How to Lower Your Insurance Premiums If You Have Diabetes

How to Lower Your Insurance Premiums If You Have Diabetes

Diabetes is a highly treatable, but potentially deadly, disease if left untreated or undiagnosed. According to the American Diabetes Association, both the death rate from heart disease and risk for stroke are two to four times higher for people with diabetes. It is the leading cause of kidney failure and new cases of blindness and is the reason for more than 60 percent of lower limb amputations.

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Why Are Life Insurance Premiums More Expensive as I Get Older?

Why Are Life Insurance Premiums More Expensive as I Get Older?

There are many important factors determining a person’s insurability and the amount of premium they will be charged for a life insurance policy, but age is the single most important. Because the possibility of death increases with age, this is the first stop in determining the risk classification a person falls into, which also determines how much they will be paying for coverage.

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