What Is Universal Life Insurance?

What Is Universal Life Insurance?

Universal life insurance, also known as UL, offers policy owners considerable flexibility as to the amount and timing of premiums, and the face amount of coverage, which can be increased or decreased. Like any other life insurance policy, UL has it advantages and disadvantages.

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What You Need to Know About Universal Life Insurance

What You Need to Know About Universal Life Insurance

Universal life insurance was created to provide more flexibility than whole life insurance by allowing the policy owner to shift money between the insurance and savings component of the policy.

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Whole Life versus Universal Life Insurance

Whole Life versus Universal Life Insurance

Choosing between whole life and universal life insurance can be confusing, but the decision ultimately comes down to your preference, age and current financial situation.

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When is the best time to buy a life insurance policy?

When is the best time to buy a life insurance policy?

In the first nine months of 2013, individual life insurance premium improved 4 percent resulting in a 6 percent increase according to LIMRA’s individual Life Insurance Sales Survey.

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