Term Life Archives - Life Insurance Articles

The Pros and Cons of Life Insurance

Posted on July 3, 2019February 28, 2020 by Tony Steuer, CLU, LA, CPFFE

Unfortunately, there is no such thing as perfect life insurance, every policy, whether its term or permanent life, has a variety of advantages and disadvantages. Term life may not be right for everyone, but it may be perfect for some. In order to determine this, you have to make sure that the advantages out weight the disadvantages.

What Do I Need to Know About Term Life Insurance?

Posted on June 5, 2019December 11, 2019 by Emily Miller

The most straightforward type of life insurance is term life. If the policyholder dies within the term, the death benefit is paid to the beneficiary of the policy. This type of policy doesn’t have the bells and whistles of a whole life policy, but can be obtained at a low-cost for those who need basic protection.

Questions to Ask Your Term Life Insurance Agent

Posted on January 24, 2019January 10, 2020 by mmatlock

Buying life insurance can be confusing at the best of times, but it needn’t be. With a bad economy and newer products available, term life insurance can look particularly attractive if you’re trying to save money – but now more than ever, it’s important to ask your insurance agent the right questions upfront.

How Can Term Life Insurance Help Me?

Posted on January 13, 2019December 13, 2019 by Emily Miller

Term life insurance is a policy with a set duration limit on the coverage period that varies from one year to 30 years. Once the policy is expired, it is up to the policy owner to decide whether to renew the term life insurance policy or to let the coverage end.

Life Insurance for Single Mothers

Posted on January 8, 2019December 9, 2019 by Karla Sullivan

As a result of surveyed single mothers, many felt that their children would not be taken care for any significant amount of time financially. Life insurance was out of the question.

Report: Consumers Stuck With Outdated Life Insurance Information

Posted on July 13, 2017November 20, 2019 by Karla Sullivan

Many are basing the purchase of life insurance on old assumptions. Some, as they age, feel it is a waste of money, thinking they have enough assets and they are healthy. But life happens all the time and unfortunately, we better be prepared for it. Inevitably, true stories bubble to the surface and there are many of them to share.