Disability Insurance and COVID-19: What You Need to Know.

Disability Insurance and COVID-19: What You Need to Know.

Protecting your income has become something on many people’s To-Do list since the COVID-19 pandemic struck. People who never thought about the importance of disability insurance now see how fragile our health is and how unforeseen things can derail our ability to work and earn an income. Insurance companies are now overrun with applications for life and disability insurance as people scramble to secure coverage. Here are the most common questions we’re seeing in working…

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Choosing the Right Type of Life Insurance

Choosing the Right Type of Life Insurance

Choosing the right type of life insurance can be confusing, but it’s also an important decision. Here are some guidelines that can help you narrow down your best life insurance options. Consider term life insurance if… You need life insurance for a specific period of time. Term life insurance enables you to match the length of the term policy to the length of the need. For example, if you have young children and want to…

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Why Purchase Permanent Life Insurance?

Why Purchase Permanent Life Insurance?

A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a savings element that will grow on a tax-deferred basis and may become substantial over time. Because of the savings element, premiums are generally higher for permanent than for term insurance. However, the premium in a permanent policy remains the same, while term can go up…

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