A spouse’s premature death can have a long-term financial impact on you. Even five to seven years after a spouse’s death, more than one-third (36 percent) of individuals surveyed say they remain financially vulnerable.
Read MoreVideos
This is a list of informative Life Insurance videos.
Guaranteed Universal Life Policies and Estate Planning
If you want to make ensure that your estate is to your heirs instead of to the IRS, consider purchasing a guaranteed universal life survivor (GULS) plan. GULS is a special type of insurance, sometimes called “second-to-die life insurance” designed to provide funds after the second insured dies.
Read MoreFees and Costs for Life Insurance Plans
When it comes to investing in a life insurance policy, part of the necessary research includes knowing what the full range of costs and fees will include.
Read MoreWhy Is It Important to Keep Life Insurance Policies up-to-Date?
Keeping life insurers up-to-date about address or any personal information changes is one of the most powerful things a policyholder can do to decrease the chance of running into problems when making a claim, advised the New York State Insurance Department.
Read MoreThe Dangers of Texting and Driving
The Department of Transportation proposed making an interim ban on texting while operating commercial vehicles and buses a permanent federal rule.
Read MoreHealth Benefits of Weight Lifting for All Ages
Having a balanced diet and exercise routine has constantly been encouraged to improve one’s health, and recent studies show that strength training may have more health benefits that just toning and muscle definition.
Read MoreWhat Do I Need to Know About Investing in ROP Life Insurance?
Term-life doesn’t offer the investment features of other types of life insurance, but under a return-of-premium (ROP) policy you’re able to invest in something unique.
Read MoreHow to Protect Yourself From the “Death Tax”?
If upon death, you or another income-earning family member has earned a large amount of lifelong income, it’s another near certainty that any survivors will have to pay death-related taxes.
Read MoreHow Should I Plan for Retirement?
In the 1960’s, Bob Dylan sang, “The times they are a changing.” For many of the Baby Boomers who heeded that call, the times have definitely changed, especially the state of the economy.
Read MoreHow Do Insurance Companies Rate Height and Weight?
When a person applies for life insurance, the relationship between their height, weight, and girth is considered.
It also happens to be one of the basic determinants of mortality risk, according to Edward E. Graves, author of McGill’s Life Insurance.
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