When to buy life insurance if at risk for cancer

When to buy life insurance if at risk for cancer

When is the best time to buy life insurance if I'm at risk for cancer?By LifeQuotes.com

Cancer is the second more common case of death in the United States. Each year, the American Cancer Society releases a report that estimates the number of new cancer cases and predicted deaths that will occur during the calendar year.

The report also includes mortality and survival statistics and information on cancer symptoms, risk factors, early detection and treatment, which have been complied every year since 1952.

The organization said that since a “war on cancer” was declared in 1971, improvements have been fueled by a decline in tobacco use, increased screening procedures and what was described as “modest to large improvements in treatment” for various types of cancer.

“Contrary to the pessimistic news from the popular media, overall cancer death rates have decreased substantially in both men and women,” said Ahemdin Jemal, an epidemiologist with the ACS.

The below chart highlights the most common cancers diagnosed in the United States and the ACS’s predictions for new cases being diagnosed, predicted deaths and whether mortality rates will decrease, increase or remain stable.

Cancer Type

New Cases

Predicted Deaths

Mortality Rate Men

Mortality Rate Women

Breast Cancer

256,270

40,430

– 3.0%

– 1.8%

Colon & Rectum

136,830

50,310

– 2.5%

– 3.0%

Kidney

63,920

13,860

– .9%

– .9%

Leukemia

52,380

24,090

– .8%

– 1.3%

Liver

33,190

23,000

+ 2.3%

+ 1.4%

Lung & Bronchus

224,210

159,260

– 2.9%

– 1.4%

Lymphoma

79,990

20,170

– 2.2%

– 2.6%

Oral Cavity

42,440

8,390

– 1.2%

– 2.1%

Ovary

21,980

14,270

n/a

– 2.8%

Pancreas

46,420

39,590

+ .4%

+ .4%

Prostate

233,000

29,480

– 3.1%

n/a

Skin (all types)

76,100

12,980

– 2.6%

– 2.0%

Thyroid

62,980

1,890

—–

—–

Urinary Bladder

74,690

15,580

—–

– 0.5%

Uterine Cervix

12,360

4,020

n/a

—–

Despite the lower death rates, cancer remains one of the world’s most dangerous diseases and is one of the top killers of adults and children around the world.

With that in mind, even younger and healthier people are wise to consider a life insurance investment to help provide for their family’s long-term financial stability. Keep in mind that insurance rates are currently at an industry all-time low, which makes getting an affordable policy even easier.

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